Cash Flow Forecasting for Small Business: A Plain-English Guide for Cairns Owners Most business owners I talk to in Cairns are not short of work. They are short of certainty about the next few weeks. The jobs are booked, the invoices are out, the profit and loss looks reasonable, and yet there is a knot in the stomach every time a BAS or a payday comes around. That is not a failure of effort. It is a gap in information. Profit is a scorecard for the past. Cash is what pays tomorrow. Cash flow forecasting for small business closes that gap, and it does not require software, a finance degree or a full day at the desk. It requires about an hour, once, and fifteen minutes a week after that. Let me show you how it works, using the same approach I use with clients. Why a profitable business can still run out of cash Profit is what is left after you match income to the costs that helped earn it. Cash is what is actually sitting in the bank on a given day. The two move at different speeds...